How to use meal vouchers in Luxembourg in 2026: supermarkets, restaurants, digital cards and usage rules
Meal vouchers are one of the most widely used employee benefits in Luxembourg. However, some rules remain unclear, particularly regarding supermarkets, restaurants, digital cards, mobile payments and use abroad. This guide answers the main questions about how to use meal vouchers in Luxembourg in 2026 and explains the rules currently in force.
Key facts about using meal vouchers in Luxembourg
- Meal vouchers can be used in restaurants, bakeries, food retailers and certain affiliated supermarkets.
- Since 2025, meal vouchers have been fully digital.
- Physical and virtual cards can be added to Apple Pay and Google Pay.
- Luxembourg meal vouchers cannot be used outside Luxembourg.
- A maximum of five meal vouchers can be used per day.
- The maximum face value of a meal voucher is €15.
- The use of meal vouchers is governed by current Luxembourg legislation. The rules applicable to beneficiaries are defined by regulation and apply to all issuers.
Where can you use meal vouchers in Luxembourg?
Meal vouchers are intended exclusively for food-related expenses. Restaurants, cafés, bakeries, sandwich shops, food retailers and certain supermarkets may accept them, provided they belong to the provider's acceptance network.
Their use therefore depends on two criteria: the type of merchant and whether it belongs to the acceptance network.
| Type of merchant | Use |
| Restaurant | ✓ |
| Café | ✓ |
| Bakery | ✓ |
| Sandwich shop | ✓ |
| Supermarket | ✓ |
| Non-food retailer | ✗ |
Can meal vouchers be used for grocery shopping in supermarkets?
Yes. Food purchases can be paid for with meal vouchers at affiliated supermarkets.
Under Luxembourg regulations, their use is limited to the purchase of food products.
| Products | Purchase allowed |
| Fruit and vegetables | ✓ |
| Fresh products | ✓ |
| Groceries | ✓ |
| Bread and pastries | ✓ |
| Ready-made meals | ✓ |
| Household products | ✗ |
| Home appliances | ✗ |
Under Luxembourg regulations governing meal vouchers, they are intended exclusively for the purchase or consumption of meals and food products.
How does the meal voucher card work?
Since 1 January 2025, meal vouchers have been fully digital. Paper vouchers have been replaced by physical and virtual cards.
- The employer orders a physical or virtual card for the beneficiary.
- The beneficiary downloads the Pluxee app and creates an account to check their balance, transaction history, the network of affiliated merchants and current promotions, and to manage their card.
- Payment is made at an affiliated merchant.
- Transactions remain accessible from the personal account and mobile app.
Digitalisation also makes it easier for companies to manage administration and track spending.
Are Apple Pay and Google Pay compatible with meal vouchers?
Yes. Meal vouchers can be used with Apple Pay and Google Pay, whether you use a physical or virtual card.
Integration with digital wallets is now one of the features most appreciated by users. After adding their card to Apple Pay or Google Pay, beneficiaries can make payments directly from their smartphone, check their balance and use their meal vouchers easily.
The virtual card is a practical alternative for users who do not want to use a physical card and prefer to manage their payments exclusively from their phone.
Add the Pluxee card to Apple Pay
Add the Pluxee card to Google Pay
What is the daily meal voucher limit in Luxembourg?
Since 2024, beneficiaries can use up to five meal vouchers per day.
With a maximum value of €15 per voucher, the daily spending limit can reach €75.
| Meal voucher value | Daily spending limit |
| €10.80 | €54.00 |
| €12.00 | €60.00 |
| €15.00 | €75.00 |
This change results from the reform introduced following the increase in the maximum value of meal vouchers in Luxembourg.
Can meal vouchers be used outside Luxembourg?
No. This question is particularly relevant for cross-border workers who live in Belgium, France or Germany.
Even when a merchant is located very close to the border, Luxembourg meal vouchers cannot be used outside the country.
Under Luxembourg regulations, meal vouchers may only be used at affiliated merchants located in Luxembourg.
How can you find a merchant that accepts meal vouchers?
The acceptance network is one of the most important criteria when choosing a provider.
The Merchant Finder lets you search for partner merchants using several criteria:
- Location.
- Type of merchant.
- Accepted products.
Restaurants, bakeries, supermarkets and food retailers can be searched directly in the locator.
Find a Pluxee partner merchant
FAQ about using meal vouchers in Luxembourg
-
Can meal vouchers be used in a restaurant?
Yes. Restaurants are among the main types of merchants in the acceptance network.
-
Can meal vouchers be used in a bakery?
Yes, when the bakery is affiliated with the provider's network.
-
Are meal vouchers still available in paper format?
No. Since 1 January 2025, meal vouchers have been fully digital.
-
Can meal vouchers be used in Belgium, France or Germany?
No. Luxembourg meal vouchers are intended exclusively for use within Luxembourg.
-
How can you check whether a supermarket accepts meal vouchers?
The Merchant Finder and mobile app let you identify affiliated merchants and check whether a retailer accepts meal vouchers
